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*Representative APR and lender rates are based on current market rates on RateSetter.They include all fees. Lender rates assume full reinvestment of repayments at today's rates throughout the term and assumes any bad debt can be covered by the RateSetter Provision Fund. Data from the RateSetter website (including market data) is protected by © and database rights. It may not be used for any purpose without a licence. © Retail Money Market Limited. All rights reserved.