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Fetching your credit details...
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Your loan
£

To the nearest pound, please tell us how much you would like to borrow. RateSetter loans are from £150 up to £774.

To reduce your monthly payment, try increasing the term.

Are you planning on buying a new car, or renovating the kitchen? Tell us how you plan to spend your loan.

Reason not on the list? Let us know how you will spend the loan.

What sector is the business in?

From the options, choose a specific sub sector to describe the business.

How will this buisness loan be used?

Your details

This will be your login ID, it needs to be a valid email address.

You must select an appropriate title.

This is the easy part.

Even the most embarrassing ones.

Your family name.

Please enter your date of birth in the correct format.

We use your date of birth, along with your name and address history to perform a credit check. This is so called 'soft' credit check, which will have no impact on your credit score.

Your address details
No results could be found. If you are unable to find the address that you are looking for please enter it manually by clicking the link below.

If you are unable to find the address you are looking for please enter it manually by clicking the link below the box.

No results could be found. If you are unable to find the address that you are looking for please enter it manually by clicking the link below.

Enter address Manually

Enter Automatically

Enter Automatically

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Enter Automatically

Enter Automatically

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Enter Automatically

Let us know whether you own this home. You might of course own a home, but do not currently live in it, in which case select that option.

How long have you lived at your current address? We’ll need 3 years of address history.

No results could be found. If you are unable to find the address that you are looking for please enter it manually by clicking the link below.

If you are unable to find the address you are looking for please enter it manually by clicking the link below the box.

No results could be found. If you are unable to find the address that you are looking for please enter it manually by clicking the link below.

Enter address Manually

Enter Automatically

Enter Automatically

Enter Automatically

Enter Automatically

Enter Automatically

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Enter Automatically

How long did you lived at this previous address? We’ll need 3 years of address history.

No results could be found. If you are unable to find the address that you are looking for please enter it manually by clicking the link below.

If you are unable to find the address you are looking for please enter it manually by clicking the link below the box.

No results could be found. If you are unable to find the address that you are looking for please enter it manually by clicking the link below.

Enter address Manually

Enter Automatically

Enter Automatically

Enter Automatically

Enter Automatically

Enter Automatically

Enter Automatically

Enter Automatically

Enter Automatically

How long did you lived at this previous address? We’ll need 3 years of address history.

Your address details
Your contact details
If you do not have a landline or home telephone number you can repeat your mobile number in this field. However, providing your landline number will increase the chances of your application being approved.

Not mandatory

Your employment details

Please enter the name of the company you work for.

Character limit: 100 characters

What is your role within the company? E.g. Sales Manager

Character limit: 100 characters

No results could be found. If you are unable to find the address that you are looking for please enter it manually by clicking the link below.

If you are unable to find the address you are looking for please enter it manually by clicking the link below the box.

No results could be found. If you are unable to find the address that you are looking for please enter it manually by clicking the link below.

Enter address Manually

If you don’t know, ask your receptionist.

Enter Automatically

If there is one of course.

Enter Automatically

Enter Automatically

Enter Automatically

Which town / city do you spend your time working in? (Sadly we cannot accept applications from the Isle of Man or the Channel Islands – sorry island folk!)

Enter Automatically

Enter Automatically

Not so we can stalk you at work, just so we can confirm your employers address

Enter Automatically

Enter Automatically

Please enter the phone number for the company you work for.

How long have you worked at your current employer? We’ll need 3 years of employment history.

We need a minimum of 3 years employment history. Please provide details of your previous employer.

Character limit: 50 characters

What was your role within the company? E.g. Sales Manager

Character limit: 50 characters

Please enter when you left previous employer
Please enter a date here

When did you leave your previous employer?

No results could be found. If you are unable to find the address that you are looking for please enter it manually by clicking the link below.

If you are unable to find the address you are looking for please enter it manually by clicking the link below the box.

No results could be found. If you are unable to find the address that you are looking for please enter it manually by clicking the link below.

Enter address Manually

If you don’t know, ask your receptionist.

Enter Automatically

If there is one of course.

Enter Automatically

Enter Automatically

Enter Automatically

Which town / city do you spend your time working in? (Sadly we cannot accept applications from the Isle of Man or the Channel Islands – sorry island folk!)

Enter Automatically

Enter Automatically

Not so we can stalk you at work, just so we can confirm your employers address

Enter Automatically

Enter Automatically

How long have you worked at your previous employer? We’ll need 3 years of employment history.

Your income details
£

Your total income before tax has been taken. We need this to calculate how much you can afford to borrow.

£

After tax, how much do you take home each month?

£

The number you should give us is their total annual income including all salary(s), pensions and other benefits)before tax has been taken.

How many people do you financially support? This should not include any partner/spouse who should be mentioned above.

£

How much do you charge your tenants per month less any agency fees?

If you don't receive any rent as income, just enter 0.

£

How much do you receive in pension payments per month?

If you don't receive any pension payments, just enter 0.

£

How much additional income does this give you net per month?

If you don't have an additional job, just enter 0.

£

How much do you receive in government benefits per month?

If you don't receive any benefits, just enter 0.

£

Use this to enter any other income that you receive on a per monthly basis.

If you don't have any other additional income, just enter 0.

Your home details

We know your address, but do you own or rent where you live?

£

The dreaded mortgage, how much do you pay a month?

£

How much do you have left to pay?

£

We don’t expect you to get a valuation, just the rough value.

£

How much do you pay the homeowner per month?

Please give us a brief explanation of changes.

Your consolidation details
Please select consolidation type from the list

Please select your credit / debt type from this list.

Once you have entered all the details for this debt (e.g. Credit Card > Barclays > 1000), you will need to click 'Add' to add the details to the table below.

Please enter lender's name

Please enter the lenders name in this box.

Once you have entered all the details for this debt (e.g. Credit Card > Barclays > 1000), you will need to click 'Add' to add the details to the table below.

Please enter a valid figure

Please enter the outstanding debt balance in this box. The total amount of the debts entered should be less than or equal to the loan amount.

Once you have entered all the details for this debt (e.g. Credit Card > Barclays > 1000), you will need to click 'Add' to add the details to the table below.

Please enter a valid figure

For loans and hire purchases we also need your monthly repayments. Please enter your monthly repayment in this box.

Once you have entered all the details for this debt (e.g. Credit Card > Barclays > 1000), you will need to click 'Add' to add the details to the table below.

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Add
Please enter details of your consolidation
Credit Type Lender Balance Amount Monthly Payment
Your bank details

This is normally found on a bank statement – it’s very important that this is entered correctly at this stage.

Sometimes this is found on your debit card, if not then please check your bank statement – it’s very important that this is entered correctly at this stage.

Your security details

Password needs to be at least 8 characters and contain at least 1 capital letter, 1 lower case letter, and 1 number or 1 symbol. Please keep your password safe.

This will need to match up to the password you just entered, so take your time!

Please select a security question and enter an answer that you will be able to answer.

Please enter your own security question.

Please enter your security answer.

Please give us a brief explanation of what was missed

Is there anything else you’d like to tell us about your application

Do you have any other comments to support your application.

You need to accept the terms to continue.
Apply

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Don't worry, if approved you'll have 14 days to change your mind

There was a problem submitting those details. Check that all the units have been correctly filled out. There will be a red label highlighting any errors.

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Loans are subject to status and affordability, the rate and fee you pay will depend on your credit profile. Over 18s only.

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