To the nearest pound, please tell us how much the customer would like to borrow. RateSetter loans are from £1,000 up to £35,000.
To reduce the customer's monthly payment, try increasing the term.
Tell us how the costumer plans to spend their loan.
Reason not on the list? Let us know how the customer will spend the loan.
What sector is the business in?
From the options, choose a specific sub sector to describe the business.
How will this buisness loan be used?
This will be the customer's login ID.
You must select an appropriate title.
This is the easy part.
Even the most embarrassing ones.
Your family name.
We use the customer's date of birth, along with his/her name and address history to perform a credit check. This is so called 'soft' credit check, which will have no impact on the customer's credit score.
If you are unable to find the address you are looking for please enter it manually by clicking the link below the box.
Enter address Manually
Let us know whether the customer owns this home. He/she might of course own a home, but does not currently live in it, in which case select that option.
How long has the customer lived at the current given address? We’ll need 3 years of address history.
How long did the customer lived at this previous address? We’ll need 3 years of address history.
Please enter the name of the company the customer works for.
Character limit: 100 characters
What is the customer's role within the company? E.g. Sales Manager
If you don’t know, ask your receptionist.
If there is one of course.
Which town / city do you spend your time working in? (Sadly we cannot accept applications from the Isle of Man or the Channel Islands – sorry island folk!)
Not so we can stalk you at work, just so we can confirm your employers address
Please enter the phone number for the company the customer works for.
How long has the customer worked at the current employer? We’ll need 3 years of employment history.
We need a minimum of 3 years employment history. Please provide details of the customer's previous employer.
Character limit: 50 characters
Please enter the name of the previous company the customer worked for.
What was the customer's role within the company? E.g. Sales Manager
When did the customer leave the previous employer?
How long has the customer worked at the previous employer? We’ll need 3 years of employment history.
The number you should give us is the customer's total income (including all salary(s), pensions and other benefits) before tax has been taken.
After tax, how much does the customer take home each month?
The number you should give us is their total annual income including all salary(s), pensions and other benefits)before tax has been taken.
How many people does the customer financially support? This should not include any partner/spouse who should be mentioned above.
How much does the customer charge his/her tenants per month less any agency fees?
If the customer doesn't receive any rent as income, just enter 0.
How much does the customer receive in pension payments per month?
If he/she doesn't receive any pension payments, just enter 0.
How much additional income does this give the customer net per month?
If he/she doesn't have an additional job, just enter 0.
How much does the customer receive in government benefits per month?
If he/she doesn't receive any benefits, just enter 0.
Use this to enter any other income that the customer receives on a per monthly basis.
If he/she don't have any other additional income, just enter 0.
We know the customer's address, but does the customer own or rent the place?
How much does the customer pay a month?
How much does the customer have left to pay?
We don’t expect you to get a valuation, just the rough value.
How much does the customer pay the homeowner per month?
Please give us a brief explanation of changes.
Please select your credit / debt type from this list.
Once you have entered all the details for this debt (e.g. Credit Card > Barclays > 1000), you will need to click 'Add' to add the details to the table below.
Please enter the lenders name in this box.
Please enter the outstanding debt balance in this box. The total amount of the debts entered should be less than or equal to the loan amount.
For loans and hire purchases we also need the customer's monthly repayments. Please enter the customer's monthly repayment in this box.
This is normally found on a bank statement – it’s very important that this is entered correctly at this stage.
Sometimes this is found on your debit card, if not then please check your bank statement – it’s very important that this is entered correctly at this stage.
This will be the customers temporary password so please ensure that it is noted.
This will need to match up to the password you just entered, so take your time!
Please give us a brief explanation of what was missed
Do you have any other comments to support the customer's application.