To the nearest pound, please tell us how much you would like to borrow. RateSetter loans are from £150 up to £774.
To reduce your monthly payment, try increasing the term.
Are you planning on buying a new car, or renovating the kitchen? Tell us how you plan to spend your loan.
Reason not on the list? Let us know how you will spend the loan.
What sector is the business in?
From the options, choose a specific sub sector to describe the business.
How will this buisness loan be used?
This will be your login ID, it needs to be a valid email address.
You must select an appropriate title.
This is the easy part.
Even the most embarrassing ones.
Your family name.
We use your date of birth, along with your name and address history to perform a credit check. This is so called 'soft' credit check, which will have no impact on your credit score.
If you are unable to find the address you are looking for please enter it manually by clicking the link below the box.
Enter address Manually
Let us know whether you own this home. You might of course own a home, but do not currently live in it, in which case select that option.
How long have you lived at your current address? We’ll need 3 years of address history.
How long did you lived at this previous address? We’ll need 3 years of address history.
Please enter the name of the company you work for.
Character limit: 100 characters
What is your role within the company? E.g. Sales Manager
If you don’t know, ask your receptionist.
If there is one of course.
Which town / city do you spend your time working in? (Sadly we cannot accept applications from the Isle of Man or the Channel Islands – sorry island folk!)
Not so we can stalk you at work, just so we can confirm your employers address
Please enter the phone number for the company you work for.
How long have you worked at your current employer? We’ll need 3 years of employment history.
We need a minimum of 3 years employment history. Please provide details of your previous employer.
Character limit: 50 characters
What was your role within the company? E.g. Sales Manager
When did you leave your previous employer?
How long have you worked at your previous employer? We’ll need 3 years of employment history.
Your total income before tax has been taken. We need this to calculate how much you can afford to borrow.
After tax, how much do you take home each month?
The number you should give us is their total annual income including all salary(s), pensions and other benefits)before tax has been taken.
How many people do you financially support? This should not include any partner/spouse who should be mentioned above.
How much do you charge your tenants per month less any agency fees?
If you don't receive any rent as income, just enter 0.
How much do you receive in pension payments per month?
If you don't receive any pension payments, just enter 0.
How much additional income does this give you net per month?
If you don't have an additional job, just enter 0.
How much do you receive in government benefits per month?
If you don't receive any benefits, just enter 0.
Use this to enter any other income that you receive on a per monthly basis.
If you don't have any other additional income, just enter 0.
We know your address, but do you own or rent where you live?
The dreaded mortgage, how much do you pay a month?
How much do you have left to pay?
We don’t expect you to get a valuation, just the rough value.
How much do you pay the homeowner per month?
Please give us a brief explanation of changes.
Please select your credit / debt type from this list.
Once you have entered all the details for this debt (e.g. Credit Card > Barclays > 1000), you will need to click 'Add' to add the details to the table below.
Please enter the lenders name in this box.
Please enter the outstanding debt balance in this box. The total amount of the debts entered should be less than or equal to the loan amount.
For loans and hire purchases we also need your monthly repayments. Please enter your monthly repayment in this box.
This is normally found on a bank statement – it’s very important that this is entered correctly at this stage.
Sometimes this is found on your debit card, if not then please check your bank statement – it’s very important that this is entered correctly at this stage.
Password needs to be at least 8 characters and contain at least 1 capital letter, 1 lower case letter, and 1 number or 1 symbol. Please keep your password safe.
This will need to match up to the password you just entered, so take your time!
Please select a security question and enter an answer that you will be able to answer.
Please enter your own security question.
Please enter your security answer.
Please give us a brief explanation of what was missed
Do you have any other comments to support your application.
Don't worry, if approved you'll have 10 days to change your mind